John Montgomery

Who I work with

Families who take saving seriously and want it done right. Some are retiring in the next few years, or just did. Others are still in the middle of building. A doctor at 39. A business owner at 45. Already doing the hard part, and ready to stop guessing about the rest.

For the families near retirement, the job is turning a lifetime of accounts into a paycheck that holds up for 30 years. Through bad markets. Through rising prices. Without having to think about it every morning.

For the families still building, it's getting the big decisions right while time is still doing most of the work: how much to save, where to put it, and what to stop doing.

I take on a small number of new families each year, so each one gets my full attention.

If you've ever wondered, quietly, when you could actually be done... that's the question all of this exists to answer.

How I work

One advisor. One plan. Everything moving in the same direction.

• A written plan. Every account, old 401(k)s included, pulled into one picture. What you have, what it can pay you, and for how long.
• The right moves while you're building. Which accounts to fund first, how to invest them, and how to keep taxes from taking more than their share.
• A paycheck in retirement. Income drawn in the right order, from the right accounts, planned to get a raise along the way.
• A reserve for bad markets. Cash set aside before you need it, so you're far less likely to be forced to sell near the bottom.
• The decisions around the money. Social Security timing, taxes, insurance, and the estate plan, coordinated with your CPA and attorney.
• Someone who picks up the phone. When markets fall hard, you hear from me first, with a plan already in hand.

Independent fiduciary. No products, no commissions. You pay me, and only me.

About me

I've been advising families on their money since 2013. I started at Morgan Stanley and founded Montgomery Wealth Advisors in 2015 so I could give advice without a product to sell.

What those years taught me is that money is almost never just money. The policy on your life is a promise to the people you'd leave behind. The college fund is a child who starts out free of debt. The 401(k) you fed for 30 years is the freedom never to lean on your kids. And whatever is left at the end is the last thing you get to do for the people you love.

So when I look at your accounts, I'm not looking at numbers. I'm looking at the people they're for.

I live in Shreveport. I've been married for more than 20 years, and we have three daughters. They're the reason I think about money this way.

Questions people ask me

Start a conversation

The first meeting is a relaxed conversation about where you stand and what you want your money to do. It costs you nothing, and you'll leave knowing more than you did, whether or not we work together.

Email me

818 Montrose Drive, Suite B · Shreveport, Louisiana 71106

Occasional letters

Now and then I write about retirement and the money decisions that come with it. If you'd like them, leave your email.