John Montgomery
Daily emails. Sometimes great. Always honest.
The daily emails
A short email most weekdays. Money is the main subject. So are decisions, work, life, and whatever else is on my mind that morning.
They're written by John Montgomery, a financial advisor who's been at it for about 15 years. The day job is what gives the emails substance. The emails are what makes the day job interesting.
No paywall. Just emails. Sometimes great. Always honest.
Recent emails
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Cleanliness is next to godliness
June 24, 2026
There's an optician in town. I've used him for years. I go once a year or so and get my eyes checked to see if things have gotten worse. Once things have regressed enough, it's time for some new glasses. So I head ove...
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I'll take the kittens any day of the week
June 19, 2026
We stay in the same house every summer vacation. There is this ugly brass lamp in the corner of the family room. It probably weighs a hundred pounds. And it just might be my favorite thing in the house. I'm not really...
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Archaeological digs of my stuff
June 17, 2026
We were sitting in our living room last night and my wife says, "I want to replace these chairs." "Why?" says I. "Those are very nice chairs." "They're worn out and a spring is busted." "True. And I really like those ...
If you want to work with me directly
Sometimes readers want help with their actual money, not just the daily writing.
I take a few new clients each year. The work is long-term, deliberate, and quiet. No product sales. No market timing. No promises about returns.
The voice you've been reading is who you'd be working with. Same brain, all the way through.
The way in is the email list. Read for a while. You'll know.