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Little by Little

Good Luck and Godspeed – No. 7

Good Luck and Godspeed

Montgomery Wealth Advisors

Welcome to Good Luck and Godspeed, a weekly dose of rational optimism.

It represents my desire to provide you, my healthcare leader readers, with something interesting, helpful, and not necessarily healthcare-related.
 
If you love it, please let me know and consider sharing it with your peers.


Little by Little

“In order to design successful habits and change your behaviors, you should do three things. Stop judging yourself. Take your aspirations and break them down into tiny behaviors. Embrace mistakes as discoveries and use them to move forward.”
 
– BJ Fogg, Tiny Habits

Easier Said Than Done

"Instead of wondering when your next vacation is, maybe you should set up a life you don't need to escape from."
 
– Seth Godin

Lasting Change

Like everyone, I struggle to make lasting change in life. BJ Fogg's Tiny Habits is a powerful guide.
 
We often set lofty goals and then beat ourselves up when we can't stick to them. Fogg's approach is different. He suggests starting with the tiniest possible habits—small enough that they seem almost trivial. But these tiny changes can snowball into significant transformations.
 
Make changes that fit into your daily routine and celebrate even the smallest successes. Small steps build momentum and make positive changes that stick.
 
Believe me. It works. I went from a guy who never exercised to one who now goes to the gym on vacation.

A Money Thing

For my readers at for-profits: have you ever considered the potential of your Employee Stock Purchase Plan (ESPP)?
 
With a simple payroll deduction, you could be investing in your company at a discounted rate—sometimes up to 15% off the market price. While you never want to put too many eggs in one basket, ESPPs can be a valuable tool in your wealth building toolbelt. Take a minue to consider how an ESPP can fit into your long-term financial strategy.